What Every Homeowner Should Know About Their 2025 Texas Property Tax Bill

Here’s what you need to know about your 2025 Texas property tax bill:

• January 31, 2026, is the critical deadline to pay your property taxes without penalty.
• Some Texas counties offer early payment discounts of up to 3%, based on how early you pay. Check your local tax office for more info.
• Missing the payment deadline triggers penalties, interest, and potential tax liens, which can lead to a forced sale or foreclosure of the home.
• Gill, Denson & Company can help you protest your property taxes, potentially lowering your tax burden and easing the strain of your next bill.

Key Dates to Know for Your 2025 Texas Property Tax Bill

In Texas, property tax statements are typically mailed out between October and November. It’s essential to review your statement as soon as it arrives so you can plan your payment accordingly. You may also access it through your local county tax office’s website, and if applicable, the MUD or school district tax assessor-collector’s website. The amount due is based on your property’s valuation as of January 1, 2025.

The most important date on your calendar for your 2025 Texas property tax bill is January 31, 2026. This is the final day to pay your property taxes without incurring penalties or interest. Payments received after this date will be considered delinquent and subject to additional charges. Some counties may offer early payment discounts or other incentives, so it’s wise to check with your local tax office to take advantage of these. We’ll talk about payment options and discounts next.

Early Payment Options and Discounts

Certain Texas counties offer discounts for early payment of property taxes. While not a requirement, the Texas Tax Code Section 31.05 allows for two types of discounts: “October-November-December” or “3-2-1.” Essentially, you could receive a 3%, 2%, or 1% discount based on how early you pay.

Taking advantage of early payment not only saves money but also helps avoid the stress of last-minute payments or delinquency. You can usually pay your taxes online through your county’s tax office website, by mail, or in person at the tax assessor’s office. Check their website or contact them directly to learn about available discounts and accepted payment methods.

Consequences of Missing the January 31 Deadline

Failing to pay your property taxes by January 31 triggers penalties and interest charges that increase the amount you owe over time. Typically, penalties start at a percentage of your unpaid tax, and interest will accrue monthly.

Once your taxes are delinquent, your county may place a tax lien on your property. This lien gives the government a legal claim against your property until the taxes are paid. In extreme cases, continued nonpayment can lead to foreclosure or forced sale of the property to recover the unpaid taxes. This is why it’s critical to take steps to prevent delinquency, seeking help from professionals or pursuing payment plans with the county.

How Gill, Denson & Company Supports You

Gill, Denson & Company specializes in helping Texas property owners navigate the complexities of property tax protests. If you believe your tax assessment is too high, our property tax experts can review your case and help you file a protest to potentially reduce your tax burden. We believe every homeowner should pay only their fair share of taxes. Our expertise ensures you’re informed and empowered to make the best decisions regarding your property taxes.

Don’t wait until the deadline on your Texas property tax bill; contact Gill, Denson & Company today to get started on your 2025 bill.